Alterna Card

An electronic funds transfer (EFT) platform for employers and employees who benefit from safe, secure, low cost EFT money management.

You can now direct deposit payroll
for unbanked workers.

The Alterna Card Program is designed to give your agricultural business an “Alternative” to managing seasonal worker or “under banked ” payroll issues.

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The Alterna Card Is a prepaid Mastercard® Debit Card that provides financial security and freedom for non-banked and under-banked farm workers.

This program is specially designed to include U.S. Hispanic farm workers who do not have a SSN and who are sending money back home to family.*

The Alterna Card works just like any other bank-issued debit card, without ever having to worry about overdraft fees or the risk of going into debt. There is no upfront fee and no monthly fee.**

Farm workers can enroll with their ITIN number or two government issued photo Ids from their country of origin or from the U.S.*

Employers (farms) can direct deposit their paycheck at no cost onto their card account*** and the farm workers can also reload their cards with cash at thousands of locations nationwide.****

The farm workers can also use their cards for direct deposit from any employer as they move from farm to farm. It is a safe and convenient way to keep cash and to access payroll funds, eliminating expensive check cashing and money order fees. Plus, it enables cardholders to enroll for a Mastercard for family members in Mexico and other Latin American countries that are issued by banks in those countries.***** This allows them to transfer money via card in a  convenient, safe and inexpensive manner.******

To learn more or find out how to get enrolled in the Alterna Card Program.


Mac Chavarria

Phone: 425.780.4446


*Subject to ID Verification

**After 120 days of inactivity a monthly fee of $2.99 will go into effect.

***Third party fees, standard text messaging fees, and/or data rate fees may apply

****The Reload Networks may charge a fee. Please refer to the full Terms and Conditions for any questions regarding fees or functionality.

*****MetaBank is not affiliated with, nor does it endorse, the recipient’s bank or the card issued by the recipient’s bank

******Receipt of funds is contingent upon connectivity and an approved Card issued by the recipient’s bank.


The Alterna Card is issued by MetaBank®, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.